Cents Ability
Is a non-profit that teaches teens the basics of personal finance.
What we care about
Our Mission
Cents Ability is a 501(c)(3) nonprofit dedicated to educating and empowering high school students to achieve their goals through the prudent and informed management of their financial resources.
Our Vision
We envision a nation where every person is equipped with the real-world skills necessary to achieve their goals.
Our History
Cents Ability, Inc. was founded in 2004 by two Harvard University graduates, Alexa DuPont and John Moore, who saw a need in the country for education in personal finance.
The organization was established to provide young adults in New York City public high schools and low-income communities with the financial tools and knowledge necessary to achieve their goals.
A team of volunteers developed our curriculum alongside the National Endowment for Financial Education (NEFE) and the standards set forth by the Jump$tart Coalition.
Our Process
Cents Ability partners with schools and community centers to conduct financial literacy workshops primarily for high school students, but we also can accommodate middle school students .
Our curricula is taught in up to eight modules; however, you can pick and choose which modules you would like us to cover. Classes are generally taught on the same day over consecutive weeks.
The first 4 sessions focus on the financial planning process and place a strong emphasis on goal setting, the value of budgeting and risks and benefits of credit. Students learn why they should start saving today.
Based on pre-workshop questionnaire
THERE IS A CRITICAL NEED FOR FINANCIAL LITERACY EDUCATION
OF OUR STUDENT
'never' or 'rarely' discuss money with their family
OF HOST SITES
report that our program covers material not taught in their curriculum
OF RECENT PARTIPANTS
say they 'never' write down financial goals.
OF OUR ALUMNI SAID CENTES ABILITY
"Absolutely prepared me to manage my own finances"
OF ALUMNI REPORTED THAT
"Cents Ability 'absolutely' or did a 'good job' of helping me decide to go to college"
OF OUR
Students, Volunteers and host sites say they would recommend Cents Ability to friends